FAMILY INDIVIDUAL PLANS.

The Family Single Student Plan is for one student of any age, who does not have to be related to you. Under a Family Individual Plan, payments come from income earned on your contributions, not a shared pool. Payouts are potentially lower than Family Group Plans, but you have greater flexibility because:

• You choose the amount and the timing of payments;*
• Students can receive investment income by attending a minimum 3-week program at 12 hours per month*; and
• Investment income not used for education may be transferred to an RRSP up to a lifetime maximum of $50,000 per subscriber.*

* Subject to ITA and CESA Guidelines.

For full details about our plan, you can read our Prospectus or have a Knowledge First Financial Sales Representative call you.