KEEPING YOUR SAVINGS SAFE, SECURE AND GROWING.


Our investment strategy is designed to help you win the race tomorrow. Knowledge First Financial portfolio managers focus on protecting the value of your contributions over the long term, while generating income to help pay for your child’s college or university education. For your peace of mind, they choose investments that preserve capital yet still provide solid returns.

 

 Annual Returns as at April 30, 2016**

1 year

3 Year

5 Year

10 Year

Family Group Plan

 

 

 

 

 Portfolio Rate of Return

1.4%

  2.5% 

   5.3%  

5.3%

 Income Allocation Rate of Return

3.0%

4.5%

4.7%

4.8%

  Family Single Student Plan

 

 

 

 

 Portfolio Rate of Return

1.6%

2.5%

4.3%

4.7%

 Income Allocation Rate of Return

2.4%

3.2%

3.8%

3.9% 

 Flex First Plan+

 

 

 

 

 Portfolio Rate of Return

0.04%

 3.9%

 

 

 Income Allocation Rate of Return

2.7%

    2.3%

*Rate of Return notes: Allocated investment returns reflect the allocation of realized gains or losses on bonds spread forward over a 1-year period (Flex First Plan) or 5-year period (Family Group Plan). Realized gains or losses are known when a bond is sold or it matures. That gain or loss is allocated to the plans evenly according to our accounting policy (net of expenses to the plans). If the bond is still held, any change in value is termed ‘unrealized’ and does not impact the income allocation to plans or the credited returns. For equities, both realized and unrealized gains or losses are credited in the month of occurrence. In addition, allocated investment returns in the Family Group Plan reflect allocation of equity gains and losses immediately.

 

As our latest financial results demonstrate, our sound long-term investment strategy continues to provide Canadian families with a secure option for their education savings. 
View our latest financial results.

 

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