GETTING GOVERNMENT GRANTS.

With a Plan offered by Knowledge First Financial, the process of getting government grants is very straightforward.

• You obtain a Social Insurance Number (S.I.N.) for your child.
• You complete the grant application form available from your Knowledge First Financial Sales Representative or online.
• Knowledge First Financial applies for grants on your behalf.
• Grants are deposited directly into your Plan.
• Grants are paid to your child for post-secondary studies as part of their Education Assistance Payments.

If your child does not pursue post-secondary education, grants are returned to the government. Income earned on the government grants, however, may be issued to the plan subscriber or transferred to their RRSP*.

For full details about government grants, you can read our Prospectus or have a Knowledge First Financial Sales Representative call you.

* Subject to Income Tax Act (Canada) and plan type