Kalpana V. Sail

Sales Representative

I Speak the Following Languages:

English, Gujarati, Hindi

Provinces Licensed In:

Alberta, Ontario

Primary Business Address:

Suite 300-160 Quarry Park Blvd SE
Calgary AB T2C 3G3





Direct fax:


Branch Office:


Branch Office Fax:


I have been helping parents, grandparents and family friends save for the post-secondary education of the children in their lives since 2005. I worked as a teacher and as a banker before starting my rewarding career with Knowledge First Financial.. As a Sales Representative, I am well versed in the field of Registered Education Savings Plans (RESPs), with an in-depth knowledge of what makes an RESP unique from other types of investments. Investing in a RESP for our TODAY, is KEY to Children’s tomorrow, as well as Peace of Mind for Parents As a parent and Sales Representative, I understand the importance of having the funds available for college or university when they are needed and am happy to serve families across Alberta and Ontario. I grew up in Baroda, India and attended BSc, B.Ed. & P.G. Dip in Banking. I speak English, Hindi, Marathi, Gujarati & Urdu. REPRESENTATIVE's QUOTE: The most precious “GIFT OF A LIFETIME” we can give our children is an EDUCATION.

Focused on Education

Unlike with other financial institutions, Knowledge First Financial Sales Representatives are focused on education savings. Their passion is helping you reach your goals through RESPs.


Whenever you want to discuss your Registered Education Savings Plan, a Knowledge First Financial Sales Representative is free to meet you in the location of your choosing, whenever it’s convenient for you.

Personalized Advice

Everyone’s goals are different. That’s why Knowledge First Financial Sales Representatives will only offer you advice that is unique to you and only you. They’ll listen to your needs and help you find ways to achieve your savings goals.

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