Learn About RESPs

Learn About RESPs

The Path to Success Starts with an RESP

At Knowledge First Financial, we believe the path to success starts with your decision to save with a Registered Education Savings Plan. It’s the smart and proven way to save for post-secondary education.

Our RESP Calculator shows how your savings, government grants and the magic of compound growth work together to give you more in the end – more funding for your child’s education and more peace of mind for you.

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Maximize your savings with government grants

Only RESPs are eligible for savings incentives like the Canada Education Savings Grant (CESG) worth up to $7,200 per child.

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Tax benefits of an RESP

Tax-deferred earnings on contributions of up to $50,000 per child make RESPs a good vehicle for your savings.

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Starting early means more in the end

The earlier you start saving, the sooner you can take advantage of government grants and compound growth.

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The advantage of a post-secondary education

Whether its trade school, a college diploma or university degree, post-secondary education is an investment with great returns for your child.

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Future Education Costs in Canada

Having a clear understanding about the costs associated with post-secondary education will help you determine how much to save.

How much it will cost

“We decided our children would have the best opportunities possible. And that meant planning for their future accordingly.”

Monique Coiffard-Lafleur,
Knowledge First Financial customer

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Knowledge First Financial customers Monique Coiffard-Lafleur and husband

RESPs are the best way to save – but which one is right for you? We can help.    How to choose your RESP