How to Change Your Plan
RESPs are a long-term investment, and a lot can happen between the day you opened your plan and the day your child starts university or college. If your circumstances change, you may want to move to a different plan, choose a new beneficiary or change subscribers. Whatever happens, we’re here to help you make the choices that are right for your family.
Move from a Group to an Individual RESP
A Group RESP may have been the right choice when you set up your plan, but as it approaches maturity you may decide that you want the additional flexibility of an individual plan.
Learn More
Change Beneficiary
You set up your RESP for the benefit of a child you expected to go on to post-secondary school. But if that child chooses a different life path, you may want to select a different beneficiary.
Learn More
Change Subscriber
Once an RESP is set up, the subscriber can be changed. A joint subscriber can be added or removed, for example, or a new subscriber can replace one who has passed away.
Learn More