Change Subscriber

How to Change an RESP Subscriber

There are all kinds of reasons to change the subscriber of an RESP. Parents might separate or divorce, single parents may meet new partners or, sadly, the original subscriber might pass away. Whatever the reason, rest assured that we’ll help you through the process.

You can add a joint subscriber to your plan at any time. However, that person must be your spouse or common-law partner.   In the case of divorce or separation, you can remove a joint subscriber if both agree to that decision or you can continue to be joint subscribers.

If you pass away, any individual can become the subscriber, including your spouse, your child’s guardian or your estate.

Requests to change the subscriber of your RESP must be made to us in writing and accompanied by the appropriate paperwork.

Maximize Your Grants

Only an RESP is eligible to receive government grants, making it the best way to save for education. Make sure you are making the most of the grants available each year.Only an RESP is eligible to receive government grants, making it the best way to save for your child’s education.  Learn how to make the most of the education savings grants available each year, including how to leverage unused grant room from previous years.

Forms & Resources

  • Banking Information Change Form (Family & Flex Plans)

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  • Beneficiary Replacement Form (Family & Flex Plans)

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  • Beneficiary Replacement Form (Heritage Plans)

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  • Internal Plan Transfer Form (FG to FSS)

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We’re here to help

Do you have questions on how to make changes to your contributions? Contact your Sales Representative or our Customer Service team.

For Flex First or Family Plans                          Contact us

For Heritage Plans                                            Contact us